Apply to Prequalify with GM Financial.
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Then visit the dealership and choose your next vehicle with confidence.
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Congratulations, !
You are pre-qualified for monthly payments up to $*
Your next vehicle is waiting. With your pre-qualification, you're ready to visit the showroom. Contact the dealership today and choose your new ride.
Next Steps
- 1Print this page for your records
- 2Head to the dealership**
- 3Choose your vehicle and get on the road!
*This pre-qualified payment amount is based on your credit score and other credit factors determined by GM Financial. If you selected a vehicle in the online credit application, the vehicle you selected may exceed the payment amount for which you are pre-qualified based on term, APR, principal amount, date of first payment, tax, title, license and additional fees (if applicable). If this is the case, the dealership can work with you to select a vehicle and terms that fit within the pre-qualified payment amount.
**To take advantage of this offer, you must complete your vehicle purchase within 30 days and continue to meet all of the credit requirements used by GM Financial to determine your pre-qualification amount.
Congratulations, !
You're prequalified!
After reviewing your application, GM Financial has prequalified you for financing the purchase of a new or used vehicle or the lease of a new vehicle. The vehicle you selected in the online application may exceed the payment amount you prequalified for. Keep in mind that the exact amount and terms of credit are dependent on the vehicle you choose at the dealership.NEXT STEPS
- Print this page for your records
- Head to the dealership**
- Choose your vehicle and get on the road!
PREQUALIFIELD RULES
- Present prequalification to participating GM dealer.
- Offer is valid for a limited time only.
- You have been prequalified for automotive credit. Information contained in a prequalifying report from TransUnion was used by GM Financial in connection with this prequalification. You received this prequalification because you satisfied the credit criteria for creditworthiness. This offer may not be extended if, after you respond to the offer, we determine that the prequalifying report was incorrect, you no longer meet the criteria used for prequalification, or you do not meet the underwriting requirements listed below.
- Prequalification does not guarantee final approval. Final approval is contingent upon application for credit, verification of identification, employment, income, credit and debt obligations as they pertain to the criteria established for this offer.
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If you apply for credit and credit is granted:
- the maximum amount to be financed will range from $7,500 to $40,000, based on the amount you qualify for and on the collateral chosen.
- You will be required to pay the balance owed on your current GM Financial account as part of the stipulations of the credit approval. You may trade in your current vehicle financed by GM Financial to satisfy all or part of this balance. A down payment may be required depending on the vehicle and income guidelines. You must have the legal capacity to enter into a binding contract. You must be at least 18 years of age. You must provide valid identification and evidence of full coverage automobile insurance at the time the vehicle is purchased or leased. Verification of one-year continuous income history and a minimum monthly gross income amount of $3,000 are required. Self-employed applicants must provide the last two years of completed federal tax returns with Schedule C. Your new monthly car payment cannot exceed 14% of your gross monthly income. Your maximum monthly expenses, including credit extended in connection with this offer, may not exceed 50% of your gross monthly income. Applicants with a prior charged-off balance with GM Financial/AmeriCredit may not qualify. Any automobile repossession must be at least 6 months old and paid off. Applicants who have any dismissed bankruptcy in the past, or are a debtor in an open bankruptcy, may not qualify
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Purchase Financing:
- You may finance up to 105% of the vehicle's MSRP; you may qualify to finance more. Contract APR will not exceed a manufacturer-supported rate of 19% or state maximum, whichever is lower. Your rate will not exceed 19% provided you accept manufacturer-supported rates, if available. Minimum amount which may be financed is $7,500. We will charge a finance charge on a daily basis at the contract APR on the unpaid part of the amount financed. Your new vehicle will be collateral for financing.
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Lease:
- The net capitalized cost may not exceed 105% of the vehicle's MSRP. The maximum capitalized cost reduction is 40%.
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General:
- Contracts are available in a variety of popular lengths.
- Personal information including, but not limited to, credit bureau information, employment information and income information may be requested and collected for verification purposes.
- Prequalified offer applies to vehicles purchased or leased for personal use only.
- Prequalified offer applies to the purchase or lease of any new or the purchase of any pre-owned in-stock vehicle at participating dealer. Vehicle age and mileage restrictions apply. Customer must take delivery of vehicle prior to expiration date.
- Prequalified offer is non-transferable and supersedes all prior offers. Prequalified offer is valid only for individual named and does not extend to co-applicants.
- All information that you provide must be true and correct. GM Financial assumes no responsibility for incorrect information provided by the various consumer credit reporting agencies.
Keep in mind that the exact amount and terms of credit are dependent on the vehicle you choose and the vehicle you selected in the online credit application may exceed the payment amount you're prequalified for. Your dealership will help you find a vehicle that fits your needs and work with you to complete a credit application for vehicle financing.
THANK YOU, . YOUR APPLICATION WAS RECEIVED.
WHAT'S NEXT?
The dealership has received your information and is ready to help you find your next vehicle. Contact them today to get started.
Thank you, Your application was received. We are unable to match you to a prequalification offer at this time.
WHAT'S NEXT?
The dealership has received your information and is ready to help you find your next vehicle. Contact them today to get started.
Thank You . Your application was received and is currently in review.
What's next?
The dealership has received your information and is ready to help you find your next vehicle. Contact them today and get started.
Thank You. Your application was received and is currently in review.
What's next?
The dealership has received your information and is ready to help you find your next vehicle. Contact them today and get started.
Thank you for your application. Unfortunately, we were unable to process it because of missing or incorrect information, such as an invalid social security number or an email address that was not formatted correctly. If you think you could have made a mistake, please try again. Otherwise, please contact your dealership for further information and to complete your application process.
Thank you for your application. Unfortunately, we were unable to process it because the type of property you applied for is not currently supported by GM Financial. Please contact your dealership for further information and to complete your application process.